J. Svigals Inc. 221 Yarborough Ln, Redwood City, CA94061 Svigals J Inc. is a retail banking industry consulting business. Additionally, Jerome Svigals is the arthor of 26…More books on banking cards and payments. Mr. Svigals was instrumental in the development of the credit card magnetic strip now used throughout the world. Word-of-mouth is the primary source of business for Svigals. The latest book is "Retail Bank 2020" (published by Lafftery, in London), which forecasts the demise of checks and credit cards by 2020. Payments will be processed through smart phones, according to Mr. Svigals. More information on Svigals' books can be found at Lafferty.com.